We have extensive experience in advising, reviewing and drafting policy conditions for Belgian and non-Belgian insurers. This is extremely important in Belgium because most insurance products are governed by mandatory provisions of the Insurance Act of 4 April 2014. This Act must also be complied with by EU insurers active in Belgium under the FOS principles. In particular, we have drafted or reviewed the following policy conditions: D&O insurance, fraud insurance, credit insurance, public liability and product liability insurance, life insurance, and also fire, motor and legal assistance insurance. Furthermore, we frequently advise insurers, brokers and foreign law firms on particular clauses in insurance policies or reinsurance slips. In this work, we do not only factor in legal issues and concerns, but also take into account international and Belgian market practice.